Blog
Straightforward articles on qualifying, payments and loan programs, written by a licensed loan officer, not a marketing department.
Ten steps from budgeting to closing day, with the New England specifics national guides leave out.
Higher rates have changed the market. Homes sit longer, prices are dropping and nearly half of buyers get seller concessions. Here is how to seize the opportunity.
Plan for roughly 2% to 5% of the price. Here is every closing cost NH buyers pay, including the transfer tax, with a sample estimate and ways to reduce it.
The best first-time home buyer advice from the 1980s still works today. Here is what has changed, what has not, and how to buy smart in NH, MA and ME.
UWM's Doctor Loan offers low or no down payment, no monthly mortgage insurance and flexible student loan treatment for medical professionals buying in NH, MA and ME.
Lenders do not price a home, they price a monthly payment. Here is exactly how affordability is calculated in New Hampshire, Massachusetts and Maine, with worked examples you can apply to your own numbers.
New Hampshire Housing, MassHousing and MaineHousing all offer below-market first mortgages with down payment assistance. Here is who qualifies and how these programs stack with FHA, VA and USDA financing.
Credit scores, the 3.5% down payment, mortgage insurance and the property condition standards that trip up older New England homes, a practical guide to FHA financing in NH, MA and ME.
Zero down payment, no monthly mortgage insurance and a reusable benefit. How the VA loan works for veterans buying in New Hampshire and Massachusetts, plus the local details that matter.
A brief, no-obligation conversation will tell you what you qualify for and what it will cost.