Disclosures & Licensing

Licensing

• Elite Mortgage Group NMLS #2502308MBR — Verify on NMLS Consumer Access
• Matt Hoegen NMLS #2178724 — Verify on NMLS Consumer Access

State licenses

• New Hampshire — NH Banking Department — licensed mortgage originator
• Massachusetts — MA Division of Banks — licensed mortgage loan originator
• Maine — ME Bureau of Consumer Credit Protection — licensed loan originator

Loans are offered only in the states listed above. Not all applicants will qualify.

Advertising disclosure (TILA / Regulation Z and Regulation N)

Nothing on this website is an offer, commitment, or guarantee to lend, and no specific interest rate, Annual Percentage Rate (APR), payment, or loan term is advertised here. Rates, APRs, fees, points, and program terms vary by loan amount, property type, occupancy, credit profile, loan-to-value, and market conditions, and are subject to change without notice. Any rate or payment discussed with you will be delivered in writing with its corresponding APR and full cost disclosures. Loan approval is subject to underwriting, income and asset verification, appraisal, and program guidelines.

RESPA

In accordance with the Real Estate Settlement Procedures Act (RESPA), we do not pay or accept any fee, kickback, or thing of value in exchange for the referral of settlement service business, and we do not split unearned fees. You are never required to use any particular real estate agent, title company, insurer, appraiser, or other settlement service provider. Any links to third parties on this site are provided for convenience only; we receive no compensation for them and are not responsible for their content or privacy practices. Any affiliated business arrangement, if one exists for your transaction, will be disclosed to you in writing at the time it applies.

Equal Housing Opportunity and fair lending

We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act (ECOA). We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, marital status, age (provided the applicant has the capacity to contract), because all or part of an applicant's income derives from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Communications consent (TCPA)

We contact you by phone, text, or email only where you have provided prior express written consent, or to service a transaction you have already begun. Consent is not a condition of purchasing any goods or services. Message and data rates may apply. Reply STOP to opt out of texts, or ask to be placed on our internal do-not-call list at any time.

Contact

Elite Mortgage Group · 603-391-6306 · Matt@elite-mortgagegroup.com